ERISA government standards have been established by the Employee Retirement Income Security Act. Since its inception in 1974, there have been many additions and amendments to this particular Act. One of the more recent additions has been the Newborns and Mothers Protections Act.
This addition to employment laws includes important protections for mothers and their newborn children as it pertains to the time limits of a hospital stay following the birth of a child. The requirement is made by this act that group health plans must offer maternity coverage pay for at least a 48-hour hospital stay following childbirth. In the case a Cesarean section is needed, a 96 hour hospital stay must be covered.
More Erisa Government Standards
Another Erisa government standard is called the Health Insurance Portability and Accountability Act. This act provides rights and protections for participants and beneficiaries involved in group health plans. It provides protections such as: a limit on exclusions for pre-existing conditions, prohibition of discrimination against employees and dependents based on their health status, and allows a special opportunity to enroll in a new plan to individuals in certain circumstances.
The Womens Health and Cancer Rights Act was created to help women who must deal with differing aspects of this terrible disease. This act includes protections for women who elect breast reconstruction in connection with a needed mastectomy. These are just a few of the updates have taken place in regard to Erisa over the years.
